Reorganize health care financing
The Free Voters want to overhaul the structure of social insurance and add new provision components. Private health insurers, employers' liability insurance associations, and civil servants' health subsidies (Beihilfe) would in future share the standby costs of medical facilities.
The Free Voters want to rebuild social insurance. There should be new ways to save for care. Hospitals have costs even when no patient is there. Private health insurers should help pay these costs. Today only public insurers and the state pay them.
The platform speaks of renewing the contract between generations based on three principles: social responsibility, personal responsibility, and fairness between generations. Every citizen should be well cared for in illness and old age. Families are to be relieved in the medium term and be able to build their own assets. According to the platform, the cost of keeping medical structures available is currently borne only by statutory insurers and the state; private insurers, employers' liability associations, and Beihilfe schemes should contribute too.
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„Dazu gehört, dass sich künftig private Krankenversicherungen, Berufsgenossenschaften und Beihilfen ebenfalls an den strukturellen Vorhaltekosten von medizinischen Einrichtungen beteiligen“Translation: This includes private health insurers, employers' liability insurance associations, and civil servants' health subsidies also sharing in the structural standby costs of medical facilities in the future
Placement
- Economyleaning more state
Private insurers would newly share collective structural costs, widening solidarity-based financing, though the point also stresses personal responsibility.