AfD on housing

The AfD wants to make it easier for parents to buy a home by reducing their debt with each child. It also favors abolishing the property tax and the inheritance tax. It sees home ownership as an important part of retirement provision.

The AfD wants families to buy a house or apartment more easily. For each child, the debt for the purchase should get smaller. The AfD also wants to end two taxes. These are the property tax and the inheritance tax.

At the state level, family-friendly housing is to be promoted. When parents buy property, the amount they owe would drop for each child. The AfD rejects the inheritance tax because, in its account, it is charged regardless of the heirs' financial situation and falls on wealth that has already been taxed several times. The platform treats property as retirement provision and as something parents usually want to pass on to their children.

The AfD wants more people to live in a home they own, also as security in old age. To that end it plans a new home ownership grant, a lower real estate transfer tax, deductible mortgage interest and state-backed loans.

The AfD wants more people to own their home. The state should give a one-time 20,000 euros for this. The tax on buying a home should go down. The state should also help with loans.

The plan includes a one-time home ownership grant of 20,000 euros per applicant for owner-occupied property, to apply until the federal government makes construction and purchase costs tax-deductible. The real estate transfer tax would fall from 5 to 3.5 percent and be waived entirely for a first property purchase, which the party pursues together with its Bundestag group. Mortgage interest on owner-occupied homes would be deductible as retirement savings contributions. State-backed subordinated loans would stand in for missing equity and make bank loans easier to get. The platform points to a home ownership rate that is low by European standards.