Introduce home loans with debt relief per child
The AfD wants to offer young parents a subsidized loan for a home of their own. Part of the debt would be forgiven for each child born afterward. The goal is for more German families in Saxony-Anhalt to own their homes.
The AfD wants to help parents buy a home. They should get a cheap loan. For each new child, they have to pay back less. This way, more German families should own a home.
The loan would go to parents under 40 with at least one child, up to 300,000 euros for building or buying a home they live in. For the first child born after the loan is paid out, 10,000 euros would be forgiven, and 20,000 euros for each further child. The program notes that Germany ranks second to last in an OECD comparison of home ownership rates, with Saxony-Anhalt lower still. In the AfD's view, home ownership guards against old-age poverty and ties people to where they live.
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„ein zinsvergünstigter Kredit bis zu einer Höhe von 300.000 Euro zum Bau oder Kauf von selbstgenutztem Wohnraum zur Verfügung gestellt“Translation: a reduced-interest loan of up to 300,000 euros will be made available for building or buying owner-occupied housing
Placement
- Economyleaning more state
The state would promote home ownership with subsidized loans and debt forgiveness, meaning additional public spending.
- Societyleaning conservative
Debt relief per birth creates a financial incentive for more children and follows a traditional family model.
- Migrationleaning restrictive
The support is explicitly aimed at raising home ownership among German families and so is not equally directed at immigrants.